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APPROVED & FUNDED TODAY

With our numerous funding programs, we are able to formulate a strategic solution that is specific to your business. Terms up to 36 months with weekly & monthly payment options available.

See What Our Clients Have To Say

CRITICAL FINANCING OPTIONS

Unsecured Cash Advance/Term Loan

Revenue Based

  • Terms up to 36 months

  • Weekly Payment Options

  • Rates as low as 12-15% annual (unsecured)

  • Prepay incentives included

  • No penalty to payoff early

  • 0 CREDIT requirement

Somethings to Keep In Mind

  1. Credit over 600 will help get you approved closer to the 36 month term option but still have numerous programs with NO Credit Required

  2. Last 6-12 months of statements can help increase your approval

  3. If you are seeking 150k or above, will most likely need the most recent business tax return

True Bank
Line Of Credit

Credit Based

  • 5 Year Term

  • Monthly Payments

  • Annual Rates starting at 5%

Qualification for this program

 

  • 2 Years+ Minimum Time in Business

  • 1 Million Minimum Annual Gross Sales (Must reflect on previous year business return)

  • 670 Minimum Credit | No recent charge offs on credit

  • Must have previous year Business Return filed

  • Previous year Business Return must show decent profitability 

LINE UP TO 250K

Docs Needed

  • 1 Year Personal Return

  • 1 Year Business Return


LINE FOR 500K+

Docs Needed

  • Last 2 Years of Personal Returns

  • Last 2 Years Business Returns


If Auto Approved: Funding within 2-3 Days

 

If Not Auto Approved: Funding within 1-2 weeks

Cash Out Refi
Business Loan

Equity & Credit

Based

We have a partnership that helps self-employed borrowers get into homes with with no financials & also tap into much needed equity

 

  • Purchase, cash out, rate and term

  • NO TAX RETURNS REQUIRED

  • 12 Months In Business 

  • 1-4 unit properties

  • FAST turn around time

  • 30 Year Terms

  • 620+ Credit

ERC Tax Relief Program

Employee Based

ERC is a refund in the form of a grant and can return up to $26,000 per employee, based on wages, healthcare and other personnel related expenses that business owners, like yourself, have already paid. Unlike the Payroll Protection Plan (PPP), all businesses can qualify for ERC.

 

Receive funds within 6 weeks vs the standard 8 month timeline

Qualification for this program

  • Business must have been operating prior to 2022

  • 1  or more W2 Employees in 2020

If you qualify, head to:

BECOME A PARTNER TODAY

Critical Financing is committed to exceeding your needs. Questions, comments or special requests? We’d love to hear from you, so don’t hesitate in reaching out today.

Thanks for submitting!

applications@criticalfinancing.com

1111 Broadhollow Road

Farmingdale NY 11735

Direct Line: 516-331-0686

(516)331-0686

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